Checking Account Options
Omni Totally Free Checking and Omni College Checking
- Unlimited check writing
- Unlimited Omni National Bank ATM and Visa® Check card use
- $100 minimum deposit to open account1
- No minimum daily balance required
- No monthly maintenance fee2
- Free Internet Banking
- Free Online Bill Payment with monthly usage3
- Free Trial Size 50 check order
1$1,000 opening deposit guarantees your first Regular check order is free.
2Other fees may apply. Consult schedule of fees.
3 If you do not use Bill Pay for a period of 3 months, your account will be charged a $5.95 service charge at the end of the 3rd month
Omni Regular Checking
- Unlimited check writing
- Unlimited Omni National Bank ATM use and Visa® Check card use
- $100 minimum deposit to open account4
- $500 minimum daily balance required to avoid service charges
- $10 monthly maintenance fee applicable if minimum daily balance is not maintained5
- Free Internet Banking
- Free Online Bill Payment with monthly usage6
4$1,000 initial deposit guarantees your first Regular check order is free.
5Maintenance fee may be reduced by any of the following:
- $2 for direct deposit usage
- $2 for Savings or LOC overdraft usage
- $2 for Bill Payment usage
6If you do not use Bill Pay for a period of 3 months, your account will be charged a $5.95 service charge at the end of the month.
Omni Classic Senior Checking
A checking account made to reward our customers that are age 55 and older.
- Unlimited check writing
- Unlimited Omni National Bank ATM and Visa® Check card use
- $100 minimum deposit to open account
- No minimum daily balance required
- No monthly maintenance fee7
- Travelers' checks and official checks available without fees
- Free official cashiers’ checks
- Free notary services
- Free Internet Banking
- Free Online Bill Payment with monthly usage8
- Free standard-size safe deposit box9
- Free initial Omni Classic check order
7Other fees may apply. Consult schedule of fees.
8If you do not use Bill Pay for a period of 3 months, your account will be charged a $5.95 service charge at the end of the month.
9Free where available.
Omni Advantage Checking
- Unlimited check writing
- Unlimited Omni National Bank ATM and Visa® Check card use
- $1,000 minimum deposit to open account and earn interest
- $1,000 minimum daily balance required
- $15 monthly maintenance fee if minimum daily balance is not maintained
- Interest accrued daily and posted monthly
- Interest rates vary and are paid based on tiered balances
- Free Initial Omni Advantage check order
- Free Internet Banking
- Free Online Bill Payment with monthly usage10
10If you do not use Bill Pay for a period of 3 months, your account will be charged a $5.95 service charge at the end of the 3rd month.
Omni Premier Account
A package of products and services designed to reward the customer that maintains a significant relationship with Omni National Bank.
- Unlimited check writing
- Unlimited Omni National Bank ATM use and Visa® Check card use
- Simple interest paid based on tiered balances
- $18 monthly maintenance fee if ONE of the following minimums is not maintained:
- $5,000 minimum monthly balance in checking account
- $5,000 balance in associated savings or money market account
- $5,000 equity line or line of credit outstanding balance
- $10,000 certificate of deposit or IRA
- Free standard-size safe deposit box11
- Official checks and travelers checks
- Free Omni Premier checks
- Free Internet Banking
- Free Online Bill Payment12
11Free where available.
12If you do not use Bill Pay for a period of 3 months, your account will be charged a $5.95 service charge at the end of the 3rd month.
View our Personal Checking Accounts brochure