Prime Advantage

Prime Advantage credit cards are accepted worldwide at millions of locations.  They are the safe and convenient way to pay for all purchases.  And you can use your Prime Advantage card at ATMs across the U.S. and around the world. 

• No annual fees*
• Low variable rate annual percentage rate**
• 25-day grace period on all purchases
• Fraud and zero liability protection
• Automatic and online payment options 
• Convenience checks
• Free balance transfer feature
• Common carrier insurance (up to $500,000)
• Auto rental insurance option
• DreamMiles Rewards^® option
• Choice of Visa, MasterCard, Visa Gold, MasterCard Gold, Visa Platinum or MasterCard Platinum 

Transaction fee for cash advances: 3% of amount of cash advance (minimum fee $5.00)
Late payment fee: Variable depending on balance
Over-the-credit-limit fee: $29
*DreamMiles Rewards cards have a $34.00 annual fee
**Annual Percentage Rate may vary. The APR is determined by adding a margin of 5.9% (Classic), 4.9% (Gold) or 3.9% (Platinum) to the Prime Rate as published in The Wall Street Journal on the third Thursday of the month. 
Normal credit approval applies.

The DreamMiles Rewards program allows you to earn valuable points that can be redeemed for:

• Free airline tickets and discounts
• Quality merchandise
• Free cruises
• Hotel and resort discounts
• Shopping awards
• Dining and entertainment awards
• Cash back