Savings Account Options
A retirement nest egg-a future major purchase-a college education: At Omni National Bank, we realize that you have your own reasons for saving and investing money, and we offer a variety of products and services to suit your individual needs. Come in to see a Personal Banker today.
Traditional Savings Account
Start saving for the future now!
- An interest-bearing account; interest accrued daily and posted monthly
- $200 minimum deposit to open account
- $200 minimum daily balance required
- $5 monthly maintenance charge if minimum daily balance is not maintained
- 2 withdrawals allowed per statement cycle (includes teller and ATM withdrawals as well as automatic transfers)
- $3 service charge per transaction for more than 2 withdrawals
- ATM Cash card available
Minor Savings Account and Senior Savings Account
A savings account for children under the age of 18 and adults 55 and older.
- An interest-bearing account; interest accrued daily and posted monthly
- $5 minimum deposit to open account
- No minimum balance
- No monthly maintenance fees
- 2 withdrawals allowed per statement cycle (includes teller and ATM withdrawals as well as automatic transfers)
- $3 service charge per transaction for more than 2 withdrawals
- ATM Cash card available
Omni Platinum Money Market Account
The more money you save, the more money you earn. Tiered balances earn higher rates than our Premier Money Market Savings Account. See your personal banker for current rates.
- An interest-bearing account
- Must open and maintain an active Omni Advantage checking account to qualify
- Interest rates tiered depending on account balance
- $5,000 minimum deposit to open account
- $5,000 minimum daily balance required to avoid maintenance fee
- $20 maintenance fee if minimum daily balance is not maintained
- Limited to 6 withdrawals and/or transfers per statement cycle, 3 of which may be by check
- $25 excessive transaction fee per item for more than 6 transactions and/or 3 checks
- $25 monthly fee if Omni Advantage checking account is closed
Premier Money Market Savings
Because interest rates are tiered depending on balance size, you can earn the most for your money.
- An interest-bearing account
- Interest rates tiered depending on account balance
- $1,000 minimum deposit to open account
- $1,000 minimum daily balance required to earn interest
- $10 maintenance fee if minimum daily balance is not maintained
- Limited to 6 withdrawals and/or transfers per statement cycle, 3 of which may be by check
- $2 excessive transaction fee per item for more than 6 transactions and/or 3 checks
Certificate of Deposit (CD’s)
By choosing a term and amount that best fit your needs, you can take advantage of changing market conditions. Our rates are very competitive! Rate of interest earned depends upon length of term. Interest is compounded daily with a variety of interest payment options available.
The Bump-Up CD
The Bump Up CD is a 2 year CD that allows you to adjust the rate one time during the term of the CD. If the rates rise during the term, then simply adjust the rate to the prevailing Bump-Up CD rate. The entire balance will begin earning the higher rate the day following the request. See your personal banker for more details.
Individual Retirement Account (IRA)
To help enhance your retirement, select from one of our many traditional IRAs. We have competitive rates, and a variety of term lengths to choose from. IRA certificate of deposit interest is compounded daily. IRA rules apply.